kumar1
11-20 02:42 PM
Little_Willy,
Yes, it is that simple. If you just walk away from your home, bank can only touch your home and credit history. They can not go after your automobile\gold\savings\other property....anything. You are not missing anything. That is why we are seeing so many people around us just walking away from their homes. Thank God I rent but if my property's value go down 200 k in 2 years, heck I would walk away with a smile on my face. No strings attached.
Walking away would have been difficuly had you put 20% down, i.e. involving your hard earned money in the deal. In that case you would have waited to see the market and hoped that it would revive. If put 0% down and bank has given you 100% loan, then it is the bank who has taken all the risk. You have practially no risk in that deal. Just like cloth....return it to the bank. Hey....you don't have to even clean it up...like you do in the case of apartment move. ;-)
0% down, ARM, interest only.....when all these goodies were floating around, it was hard to resist.
Correct me if I am wrong. If a person has a good paying job and if he decides to foreclose, isn't he responsible for the loss incurred by the bank. It is a different case if you have no income, but just because you lost money because of a wrong decision, how could you walk away free with just a dent in your credit history. Maybe I am missing something here.
BTW, I am not judging OP in any way, just curious with how foreclosures work as they make headlines everyday now.
Yes, it is that simple. If you just walk away from your home, bank can only touch your home and credit history. They can not go after your automobile\gold\savings\other property....anything. You are not missing anything. That is why we are seeing so many people around us just walking away from their homes. Thank God I rent but if my property's value go down 200 k in 2 years, heck I would walk away with a smile on my face. No strings attached.
Walking away would have been difficuly had you put 20% down, i.e. involving your hard earned money in the deal. In that case you would have waited to see the market and hoped that it would revive. If put 0% down and bank has given you 100% loan, then it is the bank who has taken all the risk. You have practially no risk in that deal. Just like cloth....return it to the bank. Hey....you don't have to even clean it up...like you do in the case of apartment move. ;-)
0% down, ARM, interest only.....when all these goodies were floating around, it was hard to resist.
Correct me if I am wrong. If a person has a good paying job and if he decides to foreclose, isn't he responsible for the loss incurred by the bank. It is a different case if you have no income, but just because you lost money because of a wrong decision, how could you walk away free with just a dent in your credit history. Maybe I am missing something here.
BTW, I am not judging OP in any way, just curious with how foreclosures work as they make headlines everyday now.
wallpaper wallpapers pc. wallpaper
gautamkini
06-18 01:58 PM
NO They have to be in the US for AOS filing.
can i get her here on tourist visa and file for I485...my H1B extension is in process. the lawyer said it may take 4 months.. it was filed 15 days ago...
gautam
can i get her here on tourist visa and file for I485...my H1B extension is in process. the lawyer said it may take 4 months.. it was filed 15 days ago...
gautam
reedandbamboo
01-25 05:33 PM
Flying through Asian Countires is not an option for people residing in East Coast. I am travelling to India in the next week Via Amsterdam. I am told by the consulate that we do not need Transit Visas. My H1B Visa is expired and I am travelling on AP. Did any one hear differently?
Thanks
This confirms what my travel agent told me .. I'm flying next week to India on NWA (JFK-Amsterdam-HYD) .. I will be travelling on AP with an unstamped H1B .. No Transit Visa required!
Thanks
This confirms what my travel agent told me .. I'm flying next week to India on NWA (JFK-Amsterdam-HYD) .. I will be travelling on AP with an unstamped H1B .. No Transit Visa required!
2011 Eee PC Wallpapers
akris2
12-24 02:03 PM
10 yrs, 2 labors, 2 I-140's, 2-485's, more than 10 infopass appointments, two senator requests, more than 8 level 2 SR's, email to SCOPSSCATA and NCSCFollowup.Nsc@dhs.gov and then finally got CPO mail as christmas 2010 gift.
In my opinion the email helped move things lot FASTER. Took over 2.5 months after email to get the GC. I would like to thank all IV members for great insight and suggestions.
In my opinion the email helped move things lot FASTER. Took over 2.5 months after email to get the GC. I would like to thank all IV members for great insight and suggestions.
more...
suriajay12
03-09 06:57 PM
5 years in US legally and paid taxes: get a Greencard.
10 years ,,,..,, Citizenship.
I do not get a benefit in this directy, but the queue will be reduced
Lets go for it .. LETS DO SOMETHING... what are we waiting for...???????
10 years ,,,..,, Citizenship.
I do not get a benefit in this directy, but the queue will be reduced
Lets go for it .. LETS DO SOMETHING... what are we waiting for...???????
luckylavs
09-19 11:08 AM
yes i have i have been following with the TSC via email and there is no update from past 1 month. No reply. I also took an info pass appointment and the officer told the finger prints are old and needs to be taken again.Also my case is assigned to officer and no updates from TSC after that.
more...
sumagiri
09-23 07:25 PM
I thought each EB category could get upto 28.6% of 140000 = 40000 visas every fiscal year. So if EB1 uses up 5000 and EB2 takes the remaining 35000 and its annual allotment of 40000, EB3 does not get any spillover.
Thoughts?
knacath, I am hoping that EB2 will be current this year and EB3 begins to get spillover though very little this year.
Some more specifics
Annual Quota ------------------------------------------------------------------------> 140,000
Pending EB1, EB4, EB5----------------------------------------------------------------> 7,653
Estimate of all categories current applied this year and approved this year -----> 10,000
Remaining visas -----------------------------------------------------------------------> 122,347
All pending EB2s (includes retrogressed) -------------------------------------------> 74932
Remaining visas available to EB3(includes retrogressed) --------------------------> 47415
The only flaw in above is ignoring CP and assuming all 140K Quota to AOS. The majority of EB1, EB2 and EB3 are AOS. So I am safely ignoring CP. Even if CP is 15% of annual quota as some one put it, EB3 gets its allocated 40K quota and around 65K pending EB2s get out of queue.
Thoughts?
knacath, I am hoping that EB2 will be current this year and EB3 begins to get spillover though very little this year.
Some more specifics
Annual Quota ------------------------------------------------------------------------> 140,000
Pending EB1, EB4, EB5----------------------------------------------------------------> 7,653
Estimate of all categories current applied this year and approved this year -----> 10,000
Remaining visas -----------------------------------------------------------------------> 122,347
All pending EB2s (includes retrogressed) -------------------------------------------> 74932
Remaining visas available to EB3(includes retrogressed) --------------------------> 47415
The only flaw in above is ignoring CP and assuming all 140K Quota to AOS. The majority of EB1, EB2 and EB3 are AOS. So I am safely ignoring CP. Even if CP is 15% of annual quota as some one put it, EB3 gets its allocated 40K quota and around 65K pending EB2s get out of queue.
2010 pc wallpaper
eb_retrogession
01-18 07:34 PM
James Rogers was on the Bill O'Rielly show. They oppose HR 4437
http://www.jesuit.org/sections/sub.asp?SECTION_ID=193&SUBSECTION_ID=633&PARENT_ID=
http://www.jesuit.org/sections/sub.asp?SECTION_ID=193&SUBSECTION_ID=633&PARENT_ID=
more...
nixstor
07-09 08:05 PM
I am planning to go to the USCIS office tomorrow for media coverage. Any one in the DC area willing to join? This would be between 10 am and 1 pm. send me a pm with your name, number for more info. I really want to hear from the people who were ready for the protest in DC. This is a good opportunity to explain what has happened and the root cause of the issue.
hair pc desktop wallpaper.
sheela
09-25 09:20 AM
I called FBI yesterday and asked for FP results. I was told they sent it to uscis and I saw LUD. Question is:
1) Does finger-printing & name check go together?
2) When FBI sends it to uscis does it mean nc/fp cleared?.
Any thoughts on this?
1) Does finger-printing & name check go together?
2) When FBI sends it to uscis does it mean nc/fp cleared?.
Any thoughts on this?
more...
Saralayar
01-06 05:41 PM
Ahuja,
Why do you even need a GC, my friend. Stick with H1B visa. the only difference between GC and H1 is independence of employer and why do you even bother about it. You can always get a job where you want, buy a house now, sell it tomorrow, then after 6 years, go out for a year, come back on new H1.
As I said, people here are highly motivated and do want to follow the rules and achieve bigger things in lives, creating value in the process. But not many are willing to wait for 5 more precious years, after your greencard takes 10 years. Or 15 years on GC and 5 years for Citizenship. Once you work very hard, then you tend to ask for the right fruit, not just take anything.And whatever the Citizenship requirements are.. they will be met while waiting for theis damn GC..
I am just hitting at the attitude.. not person.. sorry...
Assume your school makes your 4 year course extended to 6 years and in the process makes you do a lot more..What do you ask at the end of it. 4 year degree or a 4+2 year degree.. .something similar..
Remember the lambi race ka goda.. He didnt pick the coin tossed at him.. anyone.. which movie.. ???
Very well analyzed response. Atleast now those 2 guys start thinking about it in a different way.
Why do you even need a GC, my friend. Stick with H1B visa. the only difference between GC and H1 is independence of employer and why do you even bother about it. You can always get a job where you want, buy a house now, sell it tomorrow, then after 6 years, go out for a year, come back on new H1.
As I said, people here are highly motivated and do want to follow the rules and achieve bigger things in lives, creating value in the process. But not many are willing to wait for 5 more precious years, after your greencard takes 10 years. Or 15 years on GC and 5 years for Citizenship. Once you work very hard, then you tend to ask for the right fruit, not just take anything.And whatever the Citizenship requirements are.. they will be met while waiting for theis damn GC..
I am just hitting at the attitude.. not person.. sorry...
Assume your school makes your 4 year course extended to 6 years and in the process makes you do a lot more..What do you ask at the end of it. 4 year degree or a 4+2 year degree.. .something similar..
Remember the lambi race ka goda.. He didnt pick the coin tossed at him.. anyone.. which movie.. ???
Very well analyzed response. Atleast now those 2 guys start thinking about it in a different way.
hot I hope these Apple wallpapers
saibabu_d
08-16 11:09 PM
Is FBI name check initiated right after applying for I-485 or after getting finger printing done?
more...
house PC desktop wallpapers.
lifestrikes
09-29 01:02 PM
Vonage unlimited call to India for $18 per month.
Vonage Free Calls to India - $18 Per Month Only | Go RTP (http://www.gortp.com/vonage-free-calls-to-india/)
Just by using the referral and discounts.
I have been using vonage for last 5 years, sometimes when network connection is bad in India, voice will not be clear ( vonage to vonage).
dialing India number from landline phone ( speed dial) has different feeling than going through Reliance or Airtel.
Vonage Free Calls to India - $18 Per Month Only | Go RTP (http://www.gortp.com/vonage-free-calls-to-india/)
Just by using the referral and discounts.
I have been using vonage for last 5 years, sometimes when network connection is bad in India, voice will not be clear ( vonage to vonage).
dialing India number from landline phone ( speed dial) has different feeling than going through Reliance or Airtel.
tattoo wallpapers for pc christmas.
Hassan11
05-23 02:35 PM
I have a question regarding the I-693 Medical exam. it was mentioned that you will need to take a vaccine for MMR, Varicella, Tetanus and Hapatitis B. it was also mentioned that they will do a tb test and a blood test for HIV and syphilis. are these all the vaccinations and blood tests required or are there aother blood test required in addition to these??
please advise. Thanks
Below are the list that I have from my lawyer to prepare my I-485 :
1. for Evidence of status you need a Copy of Last Entry I-94
non immigrant arrival/departure record, showing your admission
to the US and current status. (Front and back, make sure the date is
clear to see)
2. To show that you are always in status while you are in US you will need
Copies of all immigration related documents from USCIS
(such as I-20, OPT, H1B, H4 approval notice, or other status)
3. Copy of Birth Certificate
(need translate & notarize if not in English)
4. Copy of Marriage Certificate if you are married
(need translate & notarize if not in English)
5. Copy of Passport pages with non immigrant visa
(including all passports you have used since the last entry you need to
copy all the stamp you had on the passport. Again this is to show the
last time your in you US and to make sure you are always in status)
6. I-693 (Medical Exam)
(You can dial 1-800-375-5283 to choose the physician list)
you will required to show a proof that you have take MMR, Varicella, Tetanus and hepatitis B
if you can't show any proof they will required you to take it on their office and it will cause you quite a lot money ( you can take
the vaccine earlier on your family/ regular dr. office and could get covered by you insurance) it could save you $300 per person.
the mandatory test you have to take at their office is tb test, blood test
for HIV and syphilis and regular phisical test. once you have all vaccine
and the mandatory test they should gave you the seal envelope to send to USCIS along with your other document and they will give you a copy as well.
7. If you apply for your family member you will need
I-134 (Affidavit of Support) stamp by Notary for each family member
8. Employment Verification Letter
Employement letter on the letter head of the petitioning employer
which confirms that the job on which visa petition is based is still
available to you. The letter must also state the salary that will be paid.
9 . Photos (2*2 color front-view passport photos)
*2 for each I-485, additional 2 for each I-131,
additional 2 for each I-765
10 Fee Payment made to USCIS (1 per applicant)
$325 for each I-485 filing fee
$70 for each Fingerprint fee
$170 for each I-131 filing fee (if apply for Advance Parole)
$180 for each I-765 filing fee (if apply for Employment Authorization) .
Hope this list is help for those who is ready preparing their document.
please advise. Thanks
Below are the list that I have from my lawyer to prepare my I-485 :
1. for Evidence of status you need a Copy of Last Entry I-94
non immigrant arrival/departure record, showing your admission
to the US and current status. (Front and back, make sure the date is
clear to see)
2. To show that you are always in status while you are in US you will need
Copies of all immigration related documents from USCIS
(such as I-20, OPT, H1B, H4 approval notice, or other status)
3. Copy of Birth Certificate
(need translate & notarize if not in English)
4. Copy of Marriage Certificate if you are married
(need translate & notarize if not in English)
5. Copy of Passport pages with non immigrant visa
(including all passports you have used since the last entry you need to
copy all the stamp you had on the passport. Again this is to show the
last time your in you US and to make sure you are always in status)
6. I-693 (Medical Exam)
(You can dial 1-800-375-5283 to choose the physician list)
you will required to show a proof that you have take MMR, Varicella, Tetanus and hepatitis B
if you can't show any proof they will required you to take it on their office and it will cause you quite a lot money ( you can take
the vaccine earlier on your family/ regular dr. office and could get covered by you insurance) it could save you $300 per person.
the mandatory test you have to take at their office is tb test, blood test
for HIV and syphilis and regular phisical test. once you have all vaccine
and the mandatory test they should gave you the seal envelope to send to USCIS along with your other document and they will give you a copy as well.
7. If you apply for your family member you will need
I-134 (Affidavit of Support) stamp by Notary for each family member
8. Employment Verification Letter
Employement letter on the letter head of the petitioning employer
which confirms that the job on which visa petition is based is still
available to you. The letter must also state the salary that will be paid.
9 . Photos (2*2 color front-view passport photos)
*2 for each I-485, additional 2 for each I-131,
additional 2 for each I-765
10 Fee Payment made to USCIS (1 per applicant)
$325 for each I-485 filing fee
$70 for each Fingerprint fee
$170 for each I-131 filing fee (if apply for Advance Parole)
$180 for each I-765 filing fee (if apply for Employment Authorization) .
Hope this list is help for those who is ready preparing their document.
more...
pictures Dante Wallpaper for Computer
Michael chertoff
03-29 10:10 AM
I read the news too at The Oh Law Firm (http://www.immigration-law.com/)
Hope this hold and comes true. All the best to my brothers and me.
The Department of State announced that the Indian EB2 category is expected to advance one week in the May Visa Bulletin. The demand for EB1visa numbers has decreased by 50 percent this fiscal year. Last year from October 2009 to February 2010, 22,000 EB1 numbers were used. During the same period this year, only 10,000 to 11,000 have been used. EB1 will be current worldwide all fiscal year. This will free up an estimated 12,000 visa numbers to fall down from EB1 to EB2 this year
Hope this hold and comes true. All the best to my brothers and me.
The Department of State announced that the Indian EB2 category is expected to advance one week in the May Visa Bulletin. The demand for EB1visa numbers has decreased by 50 percent this fiscal year. Last year from October 2009 to February 2010, 22,000 EB1 numbers were used. During the same period this year, only 10,000 to 11,000 have been used. EB1 will be current worldwide all fiscal year. This will free up an estimated 12,000 visa numbers to fall down from EB1 to EB2 this year
dresses Smallville Wallpapers for PC
nixstor
07-10 07:32 PM
Saimrathi, you are posting the same message on all threads. Anyway, I am sure some of the media will pick up the story and write about it. I think there are benefits from this campaign. The name Immigration Voice is out there. We may get more members of our community to join us and participate in future campaigns and we can learn from experience on how to carry out future campaigns, protests etc. We had to speak out in some way on what happened to us with the USCIS Visa Bulletin fiasco. I believe it was worth it for all these reasons.
Sorry to jump again and pose another Q here. I have seen this happening more than once from saim*. He/She posts the same thing across three threads and whats the point of the boxes being opened by Mr Gonzalez or being received by him intact. You must be trying to play spoil sport here or just acting childish. Can you send me a PM with your number and I would like to talk with you and help you understand what we were trying to accomplish here?
Sorry to jump again and pose another Q here. I have seen this happening more than once from saim*. He/She posts the same thing across three threads and whats the point of the boxes being opened by Mr Gonzalez or being received by him intact. You must be trying to play spoil sport here or just acting childish. Can you send me a PM with your number and I would like to talk with you and help you understand what we were trying to accomplish here?
more...
makeup Bleach Wallpapers for pc
Milind123
01-24 11:59 AM
I personally do not travel through a country that are biased and requires a transit visa for specific countries only. If you think about it, most of the international flights are full of us, Indians. If everybody (including Indians with GCs, that do not require a transit visa) start boycotting such airlines/country transits, then they will have to change this policy.
As I said before, I am never going to fly thru UK, even though I sill have a transit visa valid till Nov 2008. I can still feel the pain.
As I said before, I am never going to fly thru UK, even though I sill have a transit visa valid till Nov 2008. I can still feel the pain.
girlfriend house wallpapers for your PC
buehler
01-25 08:38 AM
It was on Dec 2005 . Luftansa . Chennai - Frankfurt- Dallas . I was waiting for my boarding pass . I handed over my e ticket to the lady at the counter. Instead of issuing the boarding pass , she asked me about my H1B papers. I got confused . Why should I show my papers to this lady ? . Since it was my very first trip to US , I meekly showed her my papers.After that she had issued the boarding pass.
Friends, you may think I am very meek.This was not my first overseas trip. I had visited Japan previously. I didn't want to have fight with her and start my journey in bitter taste from the beginning.
Don't think only Non-Indians treat Indians shabbily. Our enemy is within.
If I happened to see that lady once again in Chennai -------
I am not sure why you're so ticked off about this. If you do not have a proper visa, the airlines that took you there will have to be bring you back free of cost. Many an airline have been burnt by this and hence they insist on seeing your visa.
Friends, you may think I am very meek.This was not my first overseas trip. I had visited Japan previously. I didn't want to have fight with her and start my journey in bitter taste from the beginning.
Don't think only Non-Indians treat Indians shabbily. Our enemy is within.
If I happened to see that lady once again in Chennai -------
I am not sure why you're so ticked off about this. If you do not have a proper visa, the airlines that took you there will have to be bring you back free of cost. Many an airline have been burnt by this and hence they insist on seeing your visa.
hairstyles wallpapers for computer.
smitha
07-09 08:48 PM
Thanks for the comments...I'll personally come and see you off at the airport when you are ready to leave. I gusess you have your bags packed already.
Just so you know we are not begging for GC we've earned it.
But do you think that by constantly irritating USCIS, all dates of 2005-06-07 guys will be current again?
Just so you know we are not begging for GC we've earned it.
But do you think that by constantly irritating USCIS, all dates of 2005-06-07 guys will be current again?
vxg
08-24 03:52 PM
It will not work in case of power failure unless you have UPS back up for your modem. You will need standard landline to work with Brinks. I would advise to get cellular backup and make that number is first number to call in case of a break in. Burglars generally cut phone line when they become aware of security system. There have been some complaints where security companies just called the landline and since you didn't answer they left a voicemail. Logically they are suppose to all cops.
I have a cell backup and Brinks has called my cell when no one answered home phone. So if there is a power failure, the system may not send and alarm to Brinks when a break in occurs not sure? Does it uses a phone line to send the alarm to Brinks etc?
How is the call quality when you are using internet heavily for downloading?
I have a cell backup and Brinks has called my cell when no one answered home phone. So if there is a power failure, the system may not send and alarm to Brinks when a break in occurs not sure? Does it uses a phone line to send the alarm to Brinks etc?
How is the call quality when you are using internet heavily for downloading?
diptam
08-07 12:44 PM
These 2 folks SunnySurya and Rolling_flood attacked me with RED points because i said the truth on the other thread of "Lawsuit for Porting/Interfiling". Though i least care if someone anonymous gives me Red points but i'm worried about them.....
This is what i wrote in that post which was attacked , what's wrong in it ... Try to digest the truth SunnySurya and Rolling_flood - you can't scare folks like by words of Lawsuit....
............
Lot of our case was exactly like that - i was eligible for EB2 when my Eb3 labor was filed. Employer took advantage of my compromising situation ( H was having 390 days juice left)
If Porting/Interfiling is taken off folks like me will be terribly victimized. I'm here for 9 years - my 1st labor was substituted , 2nd labor ( which should be Eb2 but filed in Eb3) took a round trip from Phily backlog elimination center and now i'm stuck in the Eb3-140 mess at NSC
..........
All,
Lets do another flower campaign to wish get well soon to SunnySurya and Rooling_flood. Get well soon Mamu...
This is what i wrote in that post which was attacked , what's wrong in it ... Try to digest the truth SunnySurya and Rolling_flood - you can't scare folks like by words of Lawsuit....
............
Lot of our case was exactly like that - i was eligible for EB2 when my Eb3 labor was filed. Employer took advantage of my compromising situation ( H was having 390 days juice left)
If Porting/Interfiling is taken off folks like me will be terribly victimized. I'm here for 9 years - my 1st labor was substituted , 2nd labor ( which should be Eb2 but filed in Eb3) took a round trip from Phily backlog elimination center and now i'm stuck in the Eb3-140 mess at NSC
..........
All,
Lets do another flower campaign to wish get well soon to SunnySurya and Rooling_flood. Get well soon Mamu...
